Samuel Wingard 
Each year, Social Security payments receive an increase aimed at helping beneficiaries keep up with rising living costs. Understanding the annual cost-of-living adjustment (COLA) and why it occurs is valuable for planning and making the most of your retirement income. While inflation is often gradual, it accumulates over time, impacting purchasing power—especially for essential items. … Read more
The Social Security cost-of-living adjustment (COLA) is a key benefit enhancement for retirees, especially those relying heavily on Social Security for everyday expenses. Adjusted annually to reflect inflation, the COLA aims to help seniors maintain their purchasing power. However, with inflation slowing, beneficiaries will only see a 2.5% increase in 2025—a smaller rise than in … Read more
The recent proposal to raise the full retirement age (FRA) in the United States has sparked substantial debate, with many questioning the financial and social impacts on Social Security beneficiaries. Congressman Brendan Boyle recently requested that the Congressional Budget Office (CBO) analyze how a potential increase in the FRA from 67 to 69 would affect … Read more
As November rolls in, recipients of Supplemental Security Income (SSI) should be aware of an important scheduling adjustment: there will be no SSI payments issued in December. Instead, beneficiaries will receive two payments in November. This is due to the annual payment schedule established by the Social Security Administration (SSA), which adjusts payments when the … Read more
Finding valuable coins in your pocket change might seem far-fetched, but certain dimes have proven to be worth small fortunes. A mix of minting errors, limited production, and unique features have transformed some dimes into treasures that collectors are eager to pay a premium for. Below, we’ll explore five of the rarest and most valuable … Read more
In the world of coin collecting, dimes might seem small in size but are often enormous in value. Some rare dimes fetch prices into the hundreds of thousands, even exceeding $1 million in certain cases. These rare coins become treasured artifacts, symbolizing not only monetary value but historical significance, minting anomalies, and artistry. Let’s explore … Read more
For many collectors, some of the most valuable treasures can be found in the form of half-dollar coins. Whether you’re a casual enthusiast or an experienced collector, understanding the potential value hidden within these coins can be both exciting and profitable. Some half-dollar coins in circulation today, thanks to their rarity, age, or unique features, … Read more
Training a child in a godly way is one of the most rewarding aspects of Christian parenting. It involves not only teaching religious values but embodying them so they resonate deeply within a child’s life. By fostering faith-based habits, parents can help shape a resilient, compassionate, and spiritually-grounded individual. Below, we explore nine essential principles … Read more
The role of women in church leadership has been widely debated, with some questioning whether the Bible supports female pastors. However, several passages reveal the presence of women in key leadership positions, advocating for gender equality in ministry roles. Below, we explore seven Bible verses that highlight the inclusion of women in significant spiritual roles, … Read more
Personal growth and self-improvement have long been integral themes within the Bible, offering timeless guidance for those seeking to live with purpose, resilience, and spiritual growth. These teachings remind us that our journey is one of continuous evolution, made possible through faith, patience, and inner transformation. Here are 12 Bible verses that inspire personal growth … Read more